Portfolio Construction
Bespoke portfolios are designed and constructed based on the needs of the end investor or your clients, by either a life pooled portfolio or a unit trust portfolio. The platform has a linked life license and a collective investment scheme license which allows us to offer high standards of both investment vehicles. Both entities are well regulated. We focus on meeting all of the regulatory governance and compliance and you focus on building your brand.
Life-Pooled portfolio
A life-pooled portfolio is a unitised portfolio of assets, owned by 27four Life, a registered long-term insurer, into which multiple policyholders can choose to invest. No regulatory approval is required to setup a pooled portfolio. This allows for quick and easy implementation for you to offer to your end investors. We setup a pooled portfolio within days with limited restrictions on what the portfolio can hold.
A pooled portfolio can consist of a combination of asset classes including global and domestic equities, fixed income, alternative investments, property, and may include private equity investments, infrastructure and development investments, and socially responsible investments. Our tailored portfolios can be held in a variety of tax wrappers.
Unit trust portfolio
A unit trust is a form of collective investment constituted under a trust deed where multiple investors can participate in the fund by directly purchasing units in the portfolio. The unit trust is a highly regulated portfolio governed by the Collective Investment Schemes Control Act. It collects investors’ money into a single fund. 27four Collective Investments provides white labelling opportunities for smaller FSP’s who wish to create their own branded CIS to the market allowing them to increase their product offering and create brand awareness. We offer Single Manager, Hybrid, Multi-manager and Fund of Fund portfolios.
As the CIS is a regulated vehicle it allows access to the retail market which includes individual investors as well as institutional investors. Our Platform reduces the administration burden as we provide CIS structure, CIS compliance and administration. This allows you to focus on what is important to you, investment management and distribution.
White Labeling
27four Platform offers co-branded portfolios, a service allowing you to supply your investment products to the market. You will be able to market your very own life-pooled portfolios, CIS portfolios and co-brandeåd products which include endowments, living annuities, Unit Trust, and Tax-free Savings accounts.
The white-label service includes:
- Customised investment portfolios and products based on your FSP needs
- License provision with access to an investment-linked insurer and Manco
- Capital provision and management
- Branded product documentation at no extra cost to the manager (application forms, brochures) to ensure a consistent brand image
Administration
The platform provides full administration through an outsourced administrator for life-pooled portfolios and CIS. The appointment of an independent administrator allows us, the platform provider, to focus on client services, value-add services, and enhancement of reporting and customised products. However, our platform is agnostic which enables you to select an independent asset administrator should you not wish to use the services of our default administrator.
The administration services include:
- Portfolio Asset Administration
- Unitholder Administration
- Asset and Liability Reporting
Portfolio
Construction
Bespoke portfolios are designed and constructed based on the needs of the end investor or your clients, by either a life pooled portfolio or a unit trust portfolio. We have a linked life license and a collective investment scheme license which allows us to offer high standards of both. Both entities are well regulated. We focus on meeting all of the regulatory governance and compliance and you focus on building your brand.
Life Pooled-portfolio
A life-pooled portfolio is a unitised portfolio of assets, owned by 27four Life, a registered long-term insurer, into which multiple policyholders can choose to invest. No regulatory approval is required to setup a pooled portfolio. This allows for quick and easy implementation for you to offer to your end investors. We set up a pooled portfolio within days with limited restrictions on what it can hold.
A pooled portfolio can consist of a combination of asset classes including global and domestic equities, fixed income, alternative investments, property, and may include private equity investments, infrastructure and development investments, and socially responsible investments. Our tailored portfolios can be held in a variety of tax wrappers.
Unit Trust portfolio
A unit trust is a form of collective investment constituted under a trust deed where multiple investors can participate in the fund by directly purchasing units in the portfolio. The unit trust is highly regulated portfolio governed by the Collective Investment Schemes Control Act. It collects investors’ money into a single fund. 27four Collective Investments provides white labelling opportunities for smaller FSP’s who wish to create their own branded UT to the market. Co-naming partners/FSP’s can establish their own co-branded unit trust portfolio allowing them to increase their product offering and create brand awareness. We offer Single Manager, Hybrid, Multi-manager, and Fund of Fund portfolios.
As the CIS is a regulated vehicle it allows access to the retail market which includes individual investors as well as institutional investors. Our CIS construction reduces the administration burden, as we provide CIS structure, CIS compliance, and administration. This allows you to focus on exceptional investment management and distribution.
White Labelling
27four Platform offers co-branded portfolios, a service allowing you to supply your investment products to the market.
You will be able to sell life-pooled portfolios, CIS portfolios and our co-branded products which include endowments, living annuities, Unit Trust, and Tax-free Savings accounts which are issued via 27four Platform licenses in the name of your business.
The white-label service includes:
- Customised investment and product offering based on your business needs
- License provision consisting of linked insurer and Manco
- Capital provision and management
- Branded product documentation at no extra cost to the manager (application forms, brochures) to ensure a consistent brand image
The regulatory burden of applications to the FSCA and regulatory body’s approval falls within our platform services.